Terms and Conditions

Effective Date: September 6, 2024
Last Modified: November 19, 2024

Welcome to Spooness Finance Hub. By accessing or using our website www.spooness.com, you agree to comply with and be bound by the following terms and conditions (“Terms”). Please read them carefully. If you do not agree to these Terms, please do not use our website.


1. Acceptance of Terms

By accessing or using this site, you agree to abide by these Terms and all applicable laws and regulations. If you do not agree with these Terms, you are prohibited from using or accessing this site.


2. Use of the Website

  • Eligibility: You must be at least 18 years old or have the consent of a legal guardian to use our website.
  • Purpose: The content on Spooness Finance Hub is for informational and educational purposes only. It is not intended as professional financial or investment advice.
  • User Responsibility: You are responsible for ensuring that your use of this website complies with all applicable laws.

3. Intellectual Property

  • All content on this website, including text, graphics, logos, images, and software, is the property of Spooness Finance Hub or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.
  • You may not copy, reproduce, distribute, or create derivative works from our content without express written consent.

4. Disclaimer of Liability

  • The information on Spooness Finance Hub is provided “as is” without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or reliability of any content.
  • Spooness Finance Hub will not be held liable for any losses or damages arising from the use of the information provided on this website.

5. User-Generated Content

  • Users may submit comments or feedback on certain pages of the website. By submitting content, you grant Spooness Finance Hub a non-exclusive, royalty-free, perpetual license to use, reproduce, and distribute your content.
  • We reserve the right to remove any user-generated content deemed inappropriate or harmful.

6. Third-Party Links

Our website may contain links to third-party websites or services. Spooness Finance Hub does not endorse or assume responsibility for the content, policies, or practices of any third-party websites.


7. Prohibited Activities

When using our website, you agree not to:

  • Engage in any fraudulent or illegal activities.
  • Attempt to hack, disable, or disrupt the functionality of the website.
  • Misrepresent your identity or affiliation with any entity.

8. Privacy Policy

Your use of the website is also governed by our Privacy Policy. Please review it to understand how we collect, use, and safeguard your information.


9. Modifications to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Any changes will be effective immediately upon posting to this page.


10. Termination

We reserve the right to terminate or restrict your access to the website, without notice, for any violation of these Terms or any applicable law.


11. Contact Us

If you have any questions about these Terms, please contact us at:
Email: [Insert Email Address]
Phone: [Insert Phone Number]